Disability Insurance


Universal Insurance Solutions

Affordable, Customized Coverage for Life's Unexpected Turns.

Get Affordable Disability Insurance in the Shrewsbury, MA Area


You never expect it to be you, but life-altering injuries occur all the time and leave people out of work with no income to support themselves. Disability Insurance is designed to cover part of your income if you are unable to work for an extended period of time due to illness or injury. Anyone who relies on a paycheck can benefit from having Disability Insurance as a safety net. You can get coverage through your employer or buy a policy on your own. Universal Insurance Solutions offers Disability Insurance Policies both for individuals and businesses who want to offer disability coverage to their employees. We are an independent Disability Insurance Company based in Shrewsbury, MA and we work with all of the leading providers to offer our clients the best selection and rates available.

Disability Coverage Options for Individuals and Businesses


Short-Term Disability: These policies pay out for several months up to a year, depending on the policy you select. Most short-term Disability Insurance Policies pay 60-70% of the policy owner’s base salary. With most policies, you will have to wait around 2 weeks after becoming disabled to start receiving benefits. 


Long-Term Disability: Long-term disability is designed to pay out for as long as you remain disabled. If your disability continues, the coverage may end after a specified number of years, or at retirement age. Those who claim long-term disability benefits have a longer waiting time before they receive their first payout, typically 90 days after becoming disabled.

Speak With a Knowledgeable Disability Insurance Agent Today


If you want to protect your income against the possibility of being physically unable to work in the future, you should consider Disability Insurance. Whether you are an employer or an individual, we can help you find the solution that meets your needs. Call today to speak with an agent and request a quote.

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