Shrewsbury, MA 01545
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Universal Insurance Solutions is an Independent Insurance Agency based in Shrewsbury, MA. We offer personalized insurance solutions for Individuals, Small Businesses, and Corporations in the state of Massachusetts and New Hampshire. Whether you are a self-employed person looking for Healthcare Coverage or a business owner looking for the best Health Insurance plans to offer your employees, we can assess your unique needs and match you with coverage that make sense for your situation. Our agents work with a variety of insurance providers to offer you a wide selection of plans and rates. We offer health, Medicare Supplement, Life, Long Term Care, Disability, Auto, and Home Insurance solutions. Contact us today for a free analysis of your current coverage. In addition, we are a Certified Broker with Massachusetts Health Connector and Healthcare.gov.
We offer Dental, Vision, and Health Insurance solutions for:
Medicare can cover the costs of some, but not all, of your Health Care costs. Medicare Supplement Plans, also known as “Medigap”, offer coverage to fill in the gaps that Original Medicare does not cover. We can help you get coverage that meets your needs and fits your budget. Medicare Supplement Insurance can cover additional health care costs, such as:
If you have loved ones who you support financially, Life Insurance is an important consideration regardless of your age. Life Insurance policies are designed to provide a death benefit to your beneficiaries, but some policies also include options for saving and tax-free investments.
Term Life Insurance: Term life Insurance is the simplest and most affordable option in most cases. These policies offer coverage for a set period of time, typically 10, 15, 20, or 30 years. If you die during that term, your beneficiary will receive a death benefit. These policies have no other value besides the death benefit.
Whole Life Insurance: Whole Life Policies provide coverage for your entire life and they also include a “cash value” savings component that grows over time. Part of your premiums will go into a cash value account that grows tax-deferred, which you can borrow against to pay for major expenses.
Universal Life Insurance: Universal Life Insurance is similar to Whole Life Insurance in that the policies are permanent, and they accumulate a cash value that can be borrowed against. While the Whole Life Policies offer fixed premiums and a fixed death benefits, Universal Life Policies allow for more flexibility. You have the freedom to increase or decrease your death benefit amount, and you also have flexibility with your premiums.
If you’re not sure what type of life insurance policy suits your needs, contact Universal Insurance Solutions today and discuss your situation with an experienced professional.
★★★★★
Ravi Natarajan was very helpful when setting up my Health New England insurance account and payment plan. He was very patient when I was looking for paperwork and he was professional and personable throughout my entire experience with him. He made it a priority to offer help whenever I need it and provided his contact information as well. I would highly recommend Ravi for anyone who wants to set up a MA Health Insurance plan!
Jarrod M.
★★★★★
Always willing to talk, takes our calls, helps us with unique situations and helps us understand the process. Ravi is very patient with us and gets us the best possible help always
Preeti P.
★★★★★
Ravi has been my families insurance broker for almost 10 years and is always responsive, honest and will do everything possible to give our family all the information that we require in order to chose the right insurance products.
Jay B.
★★★★★
By picking Universal Insurance solution you will get invaluable & unbiased guidance from Ravi extremely knowledgable the insurance industry. I known him for 15 plus years and he is very reliable and you can count on him when you are in need.
Rakesh P.
★★★★★
Ravi has been constantly amazing for my family and my business over 20 years. He is very knowledgeable, knows exactly what each insurance situation requires and resolves clients problems like it is his own family.
Andrey M.
★★★★★
Very helpful!! Ravi knows what to do with my family's needs. High recommendation for anyone who is looking for good services. Contact him!
Patrick C.
★★★★★
Ravi did a great job helping us figure out our health insurance.
Tim H.
Phone: (508) 579-4251
Phone: (508) 579-4251
Address: 67 Boylston Cir, Shrewsbury, MA 01545
National Producer Number: 9037065
MA License Number: 1831543
NH License Number: 2054216
Licensed in NY, CT, MI, RI, TX, OK, PA, FL, NH, NJ
Financial Disclaimer:
The information contained on this website is presented for informational and marketing purposes only and is not to be understood as financial advice. You should consult with a representative from our Universal Insurance Solutions for further information, the mere act of contacting Universal Insurance Solutions does not create a client relationship. As a result, you should never send any confidential information to our office until representation or client relationship has been established.