Shrewsbury, MA 01545
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Regardless of your age or health status, Life Insurance is an important consideration, especially if your loved ones depend on you for financial support. Life insurance policies are designed to protect your loved ones from financial hardship that may occur as a result of your death. Some Life Insurance Policies can also help you build wealth by providing a tax-deferred savings component. There are several different types of Life Insurance Policies, and the terms vary from plan to plan. If you want to get personalized coverage that meets your needs and fits your budget, contact Universal Insurance Solutions. We can shop plans from all of the leading Life Insurance Companies and find you a policy that offers the protection you want.
Term Life Insurance: If you provide for your family and you want to protect them financially in the event that you die within a certain period of time. These policies typically last 10, 15, 20, or 30 years. You can choose a term that matches the length you need coverage; for example, until your children reach adulthood or until your mortgage is paid off. Term policies are simple and affordable, with premium payments much lower than most Whole and Universal life policies.
Whole Life Insurance: If you want a guaranteed death benefit to provide for your family, as well as an opportunity to build wealth in a tax-deferred savings account, a Whole life policy may be the right choice for you. These policies are permanent, and the premiums are significantly higher than Term life premiums. The advantage is that part of your premium goes into a tax-deferred savings account referred to as the policy’s “cash value”. You can borrow against this value to pay for major expenses like college tuition and home renovations, or to supplement your retirement income.
Universal Life Insurance: If you want a permanent life insurance policy with more flexibility, a Universal plan may be the right choice for you. You have the option to raise or lower the death benefit that your beneficiaries will receive. The premiums you pay are adjustable as well.
Want to explore your options and find a policy that’s right for you and your family? Speak with an experienced professional and get a life insurance quote today!
★★★★★
Ravi Natarajan was very helpful when setting up my Health New England insurance account and payment plan. He was very patient when I was looking for paperwork and he was professional and personable throughout my entire experience with him. He made it a priority to offer help whenever I need it and provided his contact information as well. I would highly recommend Ravi for anyone who wants to set up a MA Health Insurance plan!
Jarrod M.
★★★★★
Always willing to talk, takes our calls, helps us with unique situations and helps us understand the process. Ravi is very patient with us and gets us the best possible help always
Preeti P.
★★★★★
Ravi has been my families insurance broker for almost 10 years and is always responsive, honest and will do everything possible to give our family all the information that we require in order to chose the right insurance products.
Jay B.
★★★★★
By picking Universal Insurance solution you will get invaluable & unbiased guidance from Ravi extremely knowledgable the insurance industry. I known him for 15 plus years and he is very reliable and you can count on him when you are in need.
Rakesh P.
★★★★★
Ravi has been constantly amazing for my family and my business over 20 years. He is very knowledgeable, knows exactly what each insurance situation requires and resolves clients problems like it is his own family.
Andrey M.
★★★★★
Very helpful!! Ravi knows what to do with my family's needs. High recommendation for anyone who is looking for good services. Contact him!
Patrick C.
★★★★★
Ravi did a great job helping us figure out our health insurance.
Tim H.
Phone: (508) 579-4251
Phone: (508) 579-4251
Address: 67 Boylston Cir, Shrewsbury, MA 01545
National Producer Number: 9037065
MA License Number: 1831543
NH License Number: 2054216
Licensed in NY, CT, MI, RI, TX, OK, PA, FL, NH, NJ
Financial Disclaimer:
The information contained on this website is presented for informational and marketing purposes only and is not to be understood as financial advice. You should consult with a representative from our Universal Insurance Solutions for further information, the mere act of contacting Universal Insurance Solutions does not create a client relationship. As a result, you should never send any confidential information to our office until representation or client relationship has been established.