Life Insurance


Universal Insurance Solutions

Affordable, Customized Coverage for Life's Unexpected Turns.

Speak With a Knowledgeable Life Insurance Agent in Shrewsbury, MA Today


Regardless of your age or health status, Life Insurance is an important consideration, especially if your loved ones depend on you for financial support. Life insurance policies are designed to protect your loved ones from financial hardship that may occur as a result of your death. Some Life Insurance Policies can also help you build wealth by providing a tax-deferred savings component. There are several different types of Life Insurance Policies, and the terms vary from plan to plan. If you want to get personalized coverage that meets your needs and fits your budget, contact Universal Insurance Solutions. We can shop plans from all of the leading Life Insurance Companies and find you a policy that offers the protection you want.

Get Coverage That Matches Your Unique Goals and Circumstances


Term Life Insurance: If you provide for your family and you want to protect them financially in the event that you die within a certain period of time. These policies typically last 10, 15, 20, or 30 years. You can choose a term that matches the length you need coverage; for example, until your children reach adulthood or until your mortgage is paid off. Term policies are simple and affordable, with premium payments much lower than most Whole and Universal life policies. 


Whole Life Insurance: If you want a guaranteed death benefit to provide for your family, as well as an opportunity to build wealth in a tax-deferred savings account, a Whole life policy may be the right choice for you. These policies are permanent, and the premiums are significantly higher than Term life premiums. The advantage is that part of your premium goes into a tax-deferred savings account referred to as the policy’s “cash value”. You can borrow against this value to pay for major expenses like college tuition and home renovations, or to supplement your retirement income. 


Universal Life Insurance: If you want a permanent life insurance policy with more flexibility, a Universal plan may be the right choice for you. You have the option to raise or lower the death benefit that your beneficiaries will receive. The premiums you pay are adjustable as well.

We Are an Independent Life Insurance Agency That Works With All Major Providers


Want to explore your options and find a policy that’s right for you and your family? Speak with an experienced professional and get a life insurance quote today!

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