Shrewsbury, MA 01545
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You never expect it to be you, but life-altering injuries occur all the time and leave people out of work with no income to support themselves. Disability Insurance is designed to cover part of your income if you are unable to work for an extended period of time due to illness or injury. Anyone who relies on a paycheck can benefit from having Disability Insurance as a safety net. You can get coverage through your employer or buy a policy on your own. Universal Insurance Solutions offers Disability Insurance Policies both for individuals and businesses who want to offer disability coverage to their employees. We are an independent Disability Insurance Company based in Shrewsbury, MA and we work with all of the leading providers to offer our clients the best selection and rates available.
Short-Term Disability: These policies pay out for several months up to a year, depending on the policy you select. Most short-term Disability Insurance Policies pay 60-70% of the policy owner’s base salary. With most policies, you will have to wait around 2 weeks after becoming disabled to start receiving benefits.
Long-Term Disability: Long-term disability is designed to pay out for as long as you remain disabled. If your disability continues, the coverage may end after a specified number of years, or at retirement age. Those who claim long-term disability benefits have a longer waiting time before they receive their first payout, typically 90 days after becoming disabled.
If you want to protect your income against the possibility of being physically unable to work in the future, you should consider Disability Insurance. Whether you are an employer or an individual, we can help you find the solution that meets your needs. Call today to speak with an agent and request a quote.
★★★★★
Ravi Natarajan was very helpful when setting up my Health New England insurance account and payment plan. He was very patient when I was looking for paperwork and he was professional and personable throughout my entire experience with him. He made it a priority to offer help whenever I need it and provided his contact information as well. I would highly recommend Ravi for anyone who wants to set up a MA Health Insurance plan!
Jarrod M.
★★★★★
Always willing to talk, takes our calls, helps us with unique situations and helps us understand the process. Ravi is very patient with us and gets us the best possible help always
Preeti P.
★★★★★
Ravi has been my families insurance broker for almost 10 years and is always responsive, honest and will do everything possible to give our family all the information that we require in order to chose the right insurance products.
Jay B.
★★★★★
By picking Universal Insurance solution you will get invaluable & unbiased guidance from Ravi extremely knowledgable the insurance industry. I known him for 15 plus years and he is very reliable and you can count on him when you are in need.
Rakesh P.
★★★★★
Ravi has been constantly amazing for my family and my business over 20 years. He is very knowledgeable, knows exactly what each insurance situation requires and resolves clients problems like it is his own family.
Andrey M.
★★★★★
Very helpful!! Ravi knows what to do with my family's needs. High recommendation for anyone who is looking for good services. Contact him!
Patrick C.
★★★★★
Ravi did a great job helping us figure out our health insurance.
Tim H.
Phone: (508) 579-4251
Phone: (508) 579-4251
Address: 67 Boylston Cir, Shrewsbury, MA 01545
National Producer Number: 9037065
MA License Number: 1831543
NH License Number: 2054216
Licensed in NY, CT, MI, RI, TX, OK, PA, FL, NH, NJ
Financial Disclaimer:
The information contained on this website is presented for informational and marketing purposes only and is not to be understood as financial advice. You should consult with a representative from our Universal Insurance Solutions for further information, the mere act of contacting Universal Insurance Solutions does not create a client relationship. As a result, you should never send any confidential information to our office until representation or client relationship has been established.