Affordable, Customized Coverage for Life's Unexpected Turns.
SERVING MA, NH, ME, CT, RI, MI, PA, NJ, NC, CA, AZ, OK, TX, FL
Affordable Health Insurance Solutions in Shrewsbury, MA and Surrounding Counties
Universal Insurance Solutions is an Independent Insurance Agency based in Shrewsbury, MA. We offer personalized insurance solutions for Individuals, Small Businesses, and Corporations in the state of Massachusetts and New Hampshire. Whether you are a self-employed person looking for Healthcare Coverage or a business owner looking for the best Health Insurance plans to offer your employees, we can assess your unique needs and match you with coverage that make sense for your situation. Our agents work with a variety of insurance providers to offer you a wide selection of plans and rates. We offer health, Medicare Supplement, Life, Long Term Care, Disability, Auto, and Home Insurance solutions. Contact us today for a free analysis of your current coverage. In addition, we are a Certified Broker with Massachusetts Health Connector and Healthcare.gov.
We offer Dental, Vision, and Health Insurance solutions for:
- Individuals
- Small Businesses
- Corporations
Contact Us Today to Receive a Free Analysis of Your Current Coverage!
Universal Insurance Solutions
Get Personalized Coverage With a Medicare Supplement Plan
Medicare can cover the costs of some, but not all, of your Health Care costs. Medicare Supplement Plans, also known as “Medigap”, offer coverage to fill in the gaps that Original Medicare does not cover. We can help you get coverage that meets your needs and fits your budget. Medicare Supplement Insurance can cover additional health care costs, such as:
- Copayments
- Coinsurance
- Deductibles
Find a Life Insurance Policy That Meets Your Needs and Helps You Achieve Your Financial Goals
If you have loved ones who you support financially, Life Insurance is an important consideration regardless of your age. Life Insurance policies are designed to provide a death benefit to your beneficiaries, but some policies also include options for saving and tax-free investments.
Term Life Insurance: Term life Insurance is the simplest and most affordable option in most cases. These policies offer coverage for a set period of time, typically 10, 15, 20, or 30 years. If you die during that term, your beneficiary will receive a death benefit. These policies have no other value besides the death benefit.
Whole Life Insurance: Whole Life Policies provide coverage for your entire life and they also include a “cash value” savings component that grows over time. Part of your premiums will go into a cash value account that grows tax-deferred, which you can borrow against to pay for major expenses.
Universal Life Insurance: Universal Life Insurance is similar to Whole Life Insurance in that the policies are permanent, and they accumulate a cash value that can be borrowed against. While the Whole Life Policies offer fixed premiums and a fixed death benefits, Universal Life Policies allow for more flexibility. You have the freedom to increase or decrease your death benefit amount, and you also have flexibility with your premiums.
If you’re not sure what type of life insurance policy suits your needs, contact Universal Insurance Solutions today and discuss your situation with an experienced professional.
